Guide
How Solar Payback Really Works
Payback is net installed cost divided by first-year bill savings. The 25-year picture adds panel degradation, rate escalation, inverter replacement, and loan cost.
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Parameter tables plus hand calculations you can reproduce: bills, rates, solar, EV charging, commercial demand, and power factor.
Guide
Payback is net installed cost divided by first-year bill savings. The 25-year picture adds panel degradation, rate escalation, inverter replacement, and loan cost.
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Most EV cost confusion comes from mixing home rates with public fast-charger prices. Weight each by share of energy, add maintenance savings, and compare per mile.
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A time-of-use plan only wins when enough usage sits outside peak windows. Estimate peak and shoulder shares honestly before switching.
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Some devices draw power around the clock. A standby audit lists always-on loads, measures or estimates their watts, and ranks them by annual cost so you unplug or switch what matters.
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Heating, cooling, and lighting dominate most bills. Thermostat setbacks and LED swaps cost little; use the calculators to rank hardware replacements after the free wins.
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Four rate designs cover nearly every US bill. Match your tariff to the design, then use the matching calculator with shares that sum correctly.
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An electric bill has four moving parts: metered usage in kWh, the energy rate, tier or time-of-use adjustments, and fixed fees. Learn where each lives on the bill before trusting any estimate.
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Multiply wattage by hours, adjust for duty cycle, and price at your rate. Water heating, space heating, dryers, and old refrigerators usually top the list.
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